Our focus allows us to:

Optimize financing structures within and outside the Ecuadorian banking system and securities market.

Advise on implementing finance and insurance products.

Guide financial institutions, insurance companies and issuers through their dealings with local regulatory authorities.

Advise on insurance program design.

Represent financial institutions and insurance companies before local courts and administrative authorities.

Give well-grounded advice in connection with Anti-Money Laundering and Combating the Financing of Terrorism in Ecuador.

Recognitions

Chambers Latin America 2026

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"Pérez Bustamante & Ponce is the biggest and best consolidated law firm in Ecuador, who represent sponsors in the best way."

Latin Lawyer 250 2026

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"The firm has established itself as one of Ecuador's top project finance practice groups, gaining market respect by successfully guiding the first PPP concession following legislative reforms. PBP's team is always at the forefront of Ecuador's largest infrastructure projects and foreign developers and lenders alike seek out the team’s advice."

Legal500 2026

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"Pérez Bustamante & Ponce‘s core strengths include assisting creditors and debtors alike with the structuring of loans, including syndicated loans, as well as transactions related to mortgage portfolio securitisations, derivatives, and the local and international issuance of bonds."

Chambers Latin America 2025

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"Pérez Bustamante & Ponce has knowledgeable lawyers who are well prepared and highly experienced in the banking and finance field in Ecuador. They provide fast and accurate responses."

Chambers Latin America 2024

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“Pérez Bustamante & Ponce has a deep understanding of the digital banking and fintech industry, and they are very clear when communicating complex regulations and political context.”

The Legal 500, 2024

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"In my opinion they have the most complete team in the country. Experts in all possible areas, which means that any requirement is fulfilled in the most efficient way."

Latin Lawyer 250 2024

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"Much like its esteemed corporate and M&A practice group, Pérez Bustamante’s banking and finance team advises on major transactions in Ecuador. Led by a group of talented partners, they have a particularly good client base on the lender side. Development agencies and multilateral and commercial banks are all return clients, making this practice a significant source of revenue for the firm."

Posts
Related

The rule that regulates ancillary payment systems has been issued

On March 11, 2022, by resolution No. JPRM-022-010-M, the Board for Monetary Policy and Regulation (“JPRM”) issued the Rule that Regulates Ancillary Payment Systems.

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Superintendency of Banks reforms control rules for certification of compliance officers

The Superintendency of Banks reformed Chapter V “Control rules for the certification of compliance officers of entities supervised by the Superintendency of Banks” of Book I “Control rules for public and private financial sector bodies” of the Codified Rules of the Superintendency of Banks.

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Superintendency of Banks amends control standards for the approval of credit rating agencies

The rules for approving credit rating agencies have been changed. The Superintendency of Banks amended Chapter III “Rules for the approval of credit rating agencies for public and private financial sector entities”

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